body.contact-modal-open{overflow:hidden}.contact-modal-root{position:fixed;inset:0;z-index:250;display:grid;place-items:center;padding:24px;opacity:0;transition:opacity .18s ease}.contact-modal-root[hidden]{display:none!important}.contact-modal-root.is-open{opacity:1}.contact-modal-backdrop{position:absolute;inset:0;background:#0d11177a}.contact-modal-shell{position:relative;width:min(100%,640px);padding:40px;background:var(--white);box-shadow:0 32px 80px #0d11172e;transform:translateY(16px);transition:transform .18s ease}.contact-modal-root.is-open .contact-modal-shell{transform:translateY(0)}.contact-modal-close{position:absolute;top:18px;right:18px;border:0;background:transparent;color:var(--ink-light);font-size:28px;line-height:1;cursor:pointer}.contact-modal-eyebrow{margin-bottom:10px;color:var(--accent);font-size:11px;font-weight:500;letter-spacing:.16em;text-transform:uppercase}.contact-modal-title{margin-bottom:8px;padding-right:32px;font-family:var(--serif);font-size:clamp(30px,4vw,40px);font-weight:600;line-height:1.1;letter-spacing:-.03em}.contact-modal-copy{margin-bottom:26px;color:var(--ink-light);font-size:14px;line-height:1.7;font-weight:300}.contact-form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:12px}.contact-form-block{display:block;margin-bottom:12px}.contact-form textarea{width:100%;min-height:150px;padding:12px 14px;border:1px solid var(--rule);background:var(--surface);color:var(--ink);font-size:14px;outline:none;border-radius:0;appearance:none;resize:vertical;transition:border-color .2s,background .2s}.contact-form textarea::placeholder{color:#aab0bb}.contact-form textarea:focus{border-color:var(--slate-mid);background:var(--white)}.contact-turnstile{min-height:66px;margin-top:8px}.contact-form-status{min-height:20px;margin-top:8px;color:var(--ink-light);font-size:12px;line-height:1.5}.contact-form-status[data-state=error]{color:var(--accent-dark)}.contact-form-status[data-state=success]{color:var(--slate)}.contact-form-actions{display:flex;justify-content:flex-end;gap:12px;margin-top:18px}.contact-secondary,.contact-primary{display:inline-flex;align-items:center;justify-content:center;padding:14px 24px;font-size:13px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;cursor:pointer;transition:background .2s,border-color .2s,color .2s,opacity .2s}.contact-secondary{border:1px solid var(--rule);background:transparent;color:var(--ink-mid)}.contact-secondary:hover{border-color:var(--slate-mid);color:var(--ink)}.contact-primary{border:0;background:var(--accent);color:var(--white)}.contact-primary:hover:not(:disabled){background:var(--accent-dark)}.contact-primary:disabled{opacity:.55;cursor:not-allowed}.footer-contact-button{width:auto;padding:0;border:0;background:transparent;cursor:pointer;text-align:left}.footer-link-button{padding:0;border:0;background:transparent;color:var(--ink-mid);font-size:13.5px;font-weight:300;text-decoration:none;text-align:left;cursor:pointer;transition:color .2s}.footer-link-button:hover{color:var(--ink)}@media(max-width:640px){.contact-modal-root{padding:16px}.contact-modal-shell{padding:28px 22px 24px}.contact-form-row{grid-template-columns:1fr}.contact-form-actions{flex-direction:column-reverse}.contact-secondary,.contact-primary{width:100%}}:root{--ink: #0d1117;--ink-mid: #2c3340;--ink-light: #6b7280;--rule: #e4e6ea;--surface: #f4f5f7;--white: #ffffff;--accent: #c0392b;--accent-dark: #96221a;--accent-light: #fdf1f0;--gold: #c59d62;--slate: #2e4a6b;--slate-mid: #3d5f88;--serif: "Playfair Display", Georgia, serif;--sans: "DM Sans", system-ui, sans-serif;--mono: "DM Mono", monospace}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--sans);color:var(--ink);background:var(--white);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}section[id]{scroll-margin-top:88px}img,svg{display:block}a,button,input{font:inherit}a{color:inherit}a:focus-visible,button:focus-visible,input:focus-visible{outline:2px solid var(--slate-mid);outline-offset:2px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}nav{position:fixed;top:0;right:0;left:0;z-index:100;display:flex;align-items:center;gap:0;height:64px;padding:0 48px;background:#ffffffeb;border-bottom:1px solid rgba(228,230,234,.92);backdrop-filter:blur(12px)}.nav-logo{display:flex;align-items:center;gap:10px;text-decoration:none;flex:0 0 auto}.nav-logo-mark{width:32px;height:32px;display:flex;align-items:center;justify-content:center;background:var(--accent);color:var(--white);font-family:var(--serif);font-size:16px;font-weight:700;letter-spacing:-.5px}.nav-logo-mark-image{width:32px;height:32px;flex:0 0 auto;object-fit:contain}.nav-logo-text{font-family:var(--serif);font-size:18px;font-weight:600;letter-spacing:.02em}.nav-links{display:flex;align-items:center;gap:32px;list-style:none;margin-left:auto}.nav-links a{text-decoration:none;color:var(--ink-light);font-size:13.5px;font-weight:400;letter-spacing:.04em;text-transform:uppercase;transition:color .2s}.nav-links a:hover{color:var(--ink)}.nav-phone{margin-left:40px;color:var(--slate);text-decoration:none;font-family:var(--mono);font-size:13px;letter-spacing:.05em;transition:color .2s}.nav-phone:hover{color:var(--slate-mid)}.nav-cta{margin-left:24px;display:inline-flex;align-items:center;justify-content:center;padding:8px 18px;background:var(--accent);color:var(--white);text-decoration:none;font-size:13px;font-weight:500;letter-spacing:.05em;text-transform:uppercase;transition:background .2s}.nav-cta:hover{background:var(--accent-dark)}.hero{position:relative;display:grid;grid-template-columns:1fr 1fr;min-height:100vh;padding-top:64px;background:radial-gradient(circle at top left,rgba(197,157,98,.18),transparent 34%),var(--surface);overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(0deg,transparent,transparent 79px,rgba(0,0,0,.025) 79px,rgba(0,0,0,.025) 80px),repeating-linear-gradient(90deg,transparent,transparent 79px,rgba(0,0,0,.025) 79px,rgba(0,0,0,.025) 80px);pointer-events:none}.hero-left,.hero-right{position:relative;z-index:1}.hero-left{display:flex;flex-direction:column;justify-content:center;padding:80px 64px 80px 80px}.hero-eyebrow,.section-eyebrow{display:flex;align-items:center;gap:12px}.hero-eyebrow{margin-bottom:28px}.hero-eyebrow-line,.section-eyebrow-line{height:1px;background:var(--accent)}.hero-eyebrow-line{width:32px}.section-eyebrow-line{width:24px}.hero-eyebrow-text,.section-eyebrow-text{font-size:11px;font-weight:500;letter-spacing:.16em;text-transform:uppercase}.hero-eyebrow-text{color:var(--accent)}.hero-headline{margin-bottom:24px;font-family:var(--serif);font-size:clamp(38px,4.5vw,62px);font-weight:600;line-height:1.12;letter-spacing:-.02em}.hero-headline em{font-style:italic;color:var(--ink-light)}.hero-subhead{max-width:430px;margin-bottom:48px;color:var(--ink-light);font-size:17px;line-height:1.65;font-weight:300}.hero-stats{display:flex;gap:48px;padding-top:40px;border-top:1px solid var(--rule)}.hero-stat-num{margin-bottom:6px;font-family:var(--serif);font-size:32px;font-weight:700;line-height:1}.hero-stat-num span{color:var(--accent)}.hero-stat-label{color:var(--ink-light);font-size:12px;letter-spacing:.08em;text-transform:uppercase}.hero-right{display:flex;align-items:center;justify-content:center;padding:80px 80px 80px 40px}.quote-card{position:relative;width:100%;max-width:440px;padding:44px;background:var(--white);box-shadow:0 4px 32px #00000014,0 1px 4px #0000000a}.quote-card:before{content:"";position:absolute;top:0;right:0;left:0;height:3px;background:linear-gradient(90deg,var(--accent),var(--gold))}.quote-card-label{margin-bottom:8px;color:var(--accent);font-size:11px;font-weight:500;letter-spacing:.16em;text-transform:uppercase}.quote-card-title{margin-bottom:6px;font-family:var(--serif);font-size:26px;font-weight:600;line-height:1.2}.quote-card-sub{margin-bottom:28px;color:var(--ink-light);font-size:13.5px}.quote-card-sub strong{color:var(--ink-mid);font-weight:500}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:12px}.form-row.full{grid-template-columns:1fr}input[type=text],input[type=email],input[type=tel]{width:100%;padding:12px 14px;border:1px solid var(--rule);background:var(--surface);color:var(--ink);font-size:14px;outline:none;border-radius:0;appearance:none;transition:border-color .2s,background .2s}input::placeholder{color:#aab0bb}input:focus{border-color:var(--slate-mid);background:var(--white)}.coverage-options{display:flex;flex-wrap:wrap;gap:8px;margin-top:4px;margin-bottom:20px}.coverage-option{display:none}.coverage-label{display:inline-flex;align-items:center;padding:7px 14px;border:1px solid var(--rule);color:var(--ink-mid);font-size:12.5px;font-weight:400;letter-spacing:.01em;cursor:pointer;user-select:none;transition:all .15s}.coverage-label:hover{border-color:var(--slate-mid);color:var(--slate)}.coverage-option:checked+.coverage-label{border-color:var(--slate);background:var(--slate);color:var(--white)}.tcpa-row{display:flex;align-items:flex-start;gap:10px;margin-bottom:20px}.tcpa-row input[type=checkbox]{width:14px;height:14px;margin-top:2px;flex-shrink:0;accent-color:var(--slate);cursor:pointer}.tcpa-text{color:var(--ink-light);font-size:11.5px;line-height:1.55}.tcpa-text a{color:var(--slate-mid);text-decoration:underline;text-underline-offset:2px}.quote-turnstile{min-height:66px;margin-bottom:18px}.btn-primary{width:100%;padding:15px;border:none;background:var(--accent);color:var(--white);font-size:13.5px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;cursor:pointer;transition:background .2s}.btn-primary:hover:not(:disabled){background:var(--accent-dark)}.btn-primary:disabled{opacity:.58;cursor:not-allowed}.quote-status{min-height:20px;margin-top:14px;color:var(--ink-light);font-size:12px;line-height:1.5}.quote-status[data-state=error]{color:var(--accent-dark)}.quote-status[data-state=success]{color:var(--slate)}.trust-bar{display:flex;align-items:center;justify-content:center;gap:56px;padding:20px 80px;background:var(--surface);border-top:1px solid var(--rule);border-bottom:1px solid var(--rule)}.trust-item{display:flex;align-items:center;gap:10px;color:var(--ink-mid);font-size:13px;font-weight:400}.trust-icon{width:20px;height:20px;color:var(--slate);flex-shrink:0}section{padding:96px 80px}.section-eyebrow{margin-bottom:16px}.section-eyebrow-text{color:var(--accent)}.section-title{max-width:640px;margin-bottom:16px;font-family:var(--serif);font-size:clamp(28px,3vw,44px);font-weight:600;line-height:1.15;letter-spacing:-.02em}.section-sub{max-width:560px;color:var(--ink-light);font-size:16px;line-height:1.7;font-weight:300}.services{background:var(--white)}.services-header{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:end;margin-bottom:64px}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;border:1px solid var(--rule);background:var(--rule)}.service-card{position:relative;overflow:hidden;padding:36px 32px;background:var(--white);transition:background .2s}.service-card:after{content:"";position:absolute;bottom:0;left:0;width:0;height:2px;background:var(--accent);transition:width .3s ease}.service-card:hover{background:var(--surface)}.service-card:hover:after{width:100%}.service-icon{width:40px;height:40px;margin-bottom:20px;color:var(--slate)}.service-name{margin-bottom:10px;font-family:var(--serif);font-size:18px;font-weight:600;line-height:1.25}.service-desc{color:var(--ink-light);font-size:13.5px;line-height:1.65;font-weight:300}.service-arrow{margin-top:20px;display:inline-block;color:var(--rule);font-size:20px;transition:color .2s,transform .2s}.service-card:hover .service-arrow{color:var(--accent);transform:translate(4px)}.medicare{position:relative;overflow:hidden;background:var(--slate)}.medicare:before{content:"MEDICARE";position:absolute;top:50%;right:-20px;transform:translateY(-50%);color:#ffffff0a;font-family:var(--serif);font-size:180px;font-weight:700;letter-spacing:-.04em;white-space:nowrap;pointer-events:none}.medicare .section-title{max-width:480px;color:var(--white)}.medicare .section-sub{color:#ffffffa6}.medicare .section-eyebrow-text{color:#ffffffb8}.medicare .section-eyebrow-line{background:#fff6}.medicare-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:56px}.medicare-card{padding:32px;background:#ffffff12;border:1px solid rgba(255,255,255,.15);transition:border-color .2s,background .2s}.medicare-card:hover{border-color:#fff6;background:#ffffff1f}.medicare-badge{display:inline-block;margin-bottom:20px;padding:4px 10px;border:1px solid rgba(255,255,255,.25);color:#ffffffb3;font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase}.medicare-title{margin-bottom:12px;color:var(--white);font-family:var(--serif);font-size:22px;font-weight:600;line-height:1.2}.medicare-desc{color:#ffffffa6;font-size:14px;line-height:1.65;font-weight:300}.why{background:var(--surface)}.why-layout{display:grid;grid-template-columns:1fr 1fr;gap:96px;align-items:center}.why-visual{position:relative;height:480px;background:linear-gradient(180deg,rgba(255,255,255,.35),transparent),var(--accent-light);border:1px solid #f0d0ce;overflow:hidden}.why-visual-inner{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:48px}.why-big-num{color:var(--ink);font-family:var(--serif);font-size:100px;font-weight:700;line-height:1;letter-spacing:-.04em}.why-big-num span,.why-big-num2 span{color:var(--accent)}.why-big-label{margin-top:12px;color:var(--ink-light);font-size:13px;letter-spacing:.12em;text-transform:uppercase;text-align:center}.why-divider{width:60px;height:1px;margin:28px auto;background:var(--rule)}.why-big-num2{color:var(--ink);font-family:var(--serif);font-size:64px;font-weight:700;line-height:1;letter-spacing:-.03em;text-align:center}.why-big-num2-note{margin-top:6px;color:var(--ink-light);font-size:22px;font-weight:300;letter-spacing:.05em}.why-features{display:flex;flex-direction:column;gap:32px;margin-top:48px}.why-feature{display:flex;gap:20px}.why-feature-num{width:28px;margin-top:2px;flex-shrink:0;color:var(--accent);font-family:var(--mono);font-size:11px;letter-spacing:.08em}.why-feature-title{margin-bottom:6px;font-family:var(--serif);font-size:17px;font-weight:600}.why-feature-desc{color:var(--ink-light);font-size:14px;line-height:1.65;font-weight:300}.testimonials{background:var(--white)}.testimonials-header{margin-bottom:64px;text-align:center}.testimonials-header .section-eyebrow{justify-content:center}.testimonials-header .section-title{margin-right:auto;margin-left:auto}.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.testimonial-card{padding:36px;border:1px solid var(--rule)}.testimonial-quote{margin-bottom:20px;color:var(--accent);font-family:var(--serif);font-size:48px;line-height:.5;opacity:.3}.testimonial-text{margin-bottom:28px;color:var(--ink-mid);font-size:15px;line-height:1.7;font-style:italic;font-weight:300}.testimonial-author{display:flex;align-items:center;gap:12px;padding-top:20px;border-top:1px solid var(--rule)}.testimonial-initials{width:36px;height:36px;display:flex;align-items:center;justify-content:center;flex-shrink:0;background:var(--slate);color:var(--white);font-size:13px;font-weight:500;letter-spacing:.05em}.testimonial-name{color:var(--ink);font-size:13px;font-weight:500}.testimonial-location{color:var(--ink-light);font-family:var(--mono);font-size:12px;letter-spacing:.05em}.cta-band{display:grid;grid-template-columns:1fr auto;align-items:center;gap:64px;padding:72px 80px;background:linear-gradient(125deg,rgba(255,255,255,.09),transparent 45%),var(--accent)}.cta-band-title{color:var(--white);font-family:var(--serif);font-size:clamp(24px,3vw,40px);font-weight:600;line-height:1.2;letter-spacing:-.02em}.cta-band-sub{margin-top:10px;color:#ffffffc7;font-size:15px;font-weight:300}.cta-actions{display:flex;gap:16px;flex-shrink:0}.btn-white,.btn-outline-white{display:inline-flex;align-items:center;justify-content:center;padding:14px 28px;text-decoration:none;text-transform:uppercase;font-size:13.5px;font-weight:500;letter-spacing:.06em;transition:background .2s,border-color .2s}.btn-white{background:var(--white);color:var(--accent)}.btn-white:hover{background:#f0f0f0}.btn-outline-white{border:1px solid rgba(255,255,255,.5);color:var(--white)}.btn-outline-white:hover{border-color:var(--white);background:#ffffff14}footer{padding:64px 80px 40px;background:var(--surface);border-top:1px solid var(--rule)}.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:64px;margin-bottom:56px;padding-bottom:56px;border-bottom:1px solid var(--rule)}.footer-brand .nav-logo{margin-bottom:16px}.footer-tagline{max-width:280px;margin-bottom:24px;color:var(--ink-light);font-size:13.5px;line-height:1.65;font-weight:300}.footer-contact-item{display:flex;align-items:flex-start;gap:10px;margin-bottom:10px;color:var(--ink-mid);font-size:13px;text-decoration:none;transition:color .2s}.footer-contact-item:hover{color:var(--ink)}.footer-contact-icon{width:14px;height:14px;flex-shrink:0;margin-top:2px;color:var(--slate)}.footer-col-title{margin-bottom:20px;color:var(--ink-light);font-size:11px;font-weight:500;letter-spacing:.14em;text-transform:uppercase}.footer-links{display:flex;flex-direction:column;gap:10px;list-style:none}.footer-links a{color:var(--ink-mid);font-size:13.5px;font-weight:300;text-decoration:none;transition:color .2s}.footer-links a:hover{color:var(--ink)}.footer-disclaimer{max-width:820px;margin-bottom:24px;color:var(--ink-light);font-size:11px;line-height:1.6}.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:24px;color:var(--ink-light);font-size:12px}.footer-legal-links{display:flex;gap:24px}.footer-legal-links a{color:var(--ink-light);text-decoration:none;transition:color .2s}.footer-legal-links a:hover{color:var(--ink)}@keyframes fadeUp{0%{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}.hero-left>*{animation:fadeUp .7s ease both}.hero-left>*:nth-child(1){animation-delay:.1s}.hero-left>*:nth-child(2){animation-delay:.2s}.hero-left>*:nth-child(3){animation-delay:.3s}.hero-left>*:nth-child(4){animation-delay:.45s}.quote-card{animation:fadeUp .7s ease .3s both}@media(max-width:1024px){nav{padding:0 32px}.nav-links{gap:20px}section{padding:72px 40px}.hero{grid-template-columns:1fr;min-height:auto}.hero-left{padding:80px 40px 40px}.hero-right{justify-content:flex-start;padding:40px 40px 80px}.quote-card{max-width:100%}.services-header{grid-template-columns:1fr;gap:24px}.services-grid{grid-template-columns:1fr 1fr}.medicare-grid,.testimonials-grid{grid-template-columns:1fr}.why-layout{grid-template-columns:1fr;gap:48px}.why-visual{height:280px}.cta-band{grid-template-columns:1fr;gap:32px;padding:56px 40px}.footer-top{grid-template-columns:1fr 1fr;gap:40px}footer{padding:48px 40px 32px}.trust-bar{flex-wrap:wrap;gap:32px;padding:20px 40px}}@media(max-width:640px){nav{padding:0 20px}section{padding:56px 24px}.nav-links,.nav-phone{display:none}.nav-cta{margin-left:auto;padding:8px 14px}.hero-left{padding:72px 24px 32px}.hero-right{padding:24px 24px 56px}.quote-card{padding:28px 24px}.form-row,.services-grid,.footer-top{grid-template-columns:1fr}.cta-band{padding:48px 24px}.cta-actions{flex-direction:column}.hero-stats{gap:28px;flex-wrap:wrap}.trust-bar{gap:20px;padding:16px 24px}footer{padding:40px 24px 24px}.footer-bottom{flex-direction:column;align-items:flex-start}.footer-legal-links{gap:16px;flex-wrap:wrap}}
